Our partners

Co-lending and channel partners

SM Square lends together with the following RBI-regulated NBFCs under the Reserve Bank of India's co-lending framework. In a co-lent loan, part of the loan is funded by SM Square and part by the partner; the loan terms, interest rate and charges are the same for you and are set out in your Key Fact Statement and sanction letter before you sign.

What this means for you

• SM Square is your single point of contact for the whole loan - sourcing, documents, EMI collection, statements, NOC and complaints.
• Your Key Fact Statement and sanction letter name the co-lender, if your loan is co-lent.
• Pay your EMIs only to the account or payment link given by SM Square.
• Complaints go through our Grievance Redressal process; where the co-lender must act, we take it up with them within one business day.

Channel partners

We are also a channel partner for these RBI-regulated NBFCs. For their loans we help you apply, collect your documents and service the loan on their behalf.

For a loan from a channel partner, that company is your lender: its loan agreement, Key Fact Statement, rates and charges apply, and it is named on your sanction letter. You may contact us or the lender for any help.