About us

SM Square Credit Services Pvt Ltd is a non-banking financial company registered with the Reserve Bank of India (Certificate of Registration No. N-09.00487, dated 19 February 2024; not valid for accepting public deposits). We finance two-, three- and four-wheelers for salaried and self-employed people - small business owners, artisans, drivers and service providers - many with monthly incomes of Rs 15,000 to Rs 30,000.

Mission

To close the gap in access to credit with flexible, affordable loans, with a focus on rural and semi-urban areas.

Vision

To be the leading provider of inclusive vehicle finance, helping people own assets and become financially independent.

Where we work

Telangana, Andhra Pradesh and Karnataka.

Co-lending partners

We lend together with Shriram Finance Ltd, Hinduja Leyland Finance Ltd and Hero FinCorp Ltd. We are also a channel partner for Bajaj Finance Ltd and TVS Credit Services Ltd. How this works for you.

Our group

SM Square is part of the Padma Sai group, which has worked in vehicle finance since 1996 as a lender and as a channel partner to banks and NBFCs.

Certificates